Bonitas Medical Fund, Johannesburg

Our target market is the middle to low income earners and we have seen tremendous growth in this space over the last five years. As people age, their medical aid costs rise and this tends to increase the monthly contributions. Our average beneficiary age and pension ratio are much lower than those of the vast majority of open schemes in the medical aid industry. Bonitas exists for the benefit of its members and we believe that the most important consideration when designing and costing benefit options is value-for-money, something the medical aid industry is grappling with. The industry is consolidating as more and more schemes struggle to pay claims. Our GP Network initiative is aimed at managing claims and improving the quality of healthcare service the member receives.With R2.3-billion  

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in reserves and a solvency ratio of 36.5 percent Bonitas members can be assured that their claims will be honoured timeously and efficiently. We are a medical aid company that covers the whole spectrum from the cleaner to the CEO.