About the product
Our Hospital Plan covers the following:
(NB: Each category - Junior, Adult Senior - and each benefit has its own applicable inclusions, exclusions and waiting periods. For more information, please visit us at www.ihin.co.za)
Accident Cover: Up to R175000 per single member per event or R275000 per family per event.
Accidental Permanent Disability: R250000 applicable to Policyholder or Spouse only.
Casualty Room Treatment: Casualty Room treatment for illness only up to R2500 per policy per annum. Must be pre-authorised and only available after hours. If a combined plan is taken, the benefit increases to R4000 per annum.
24-Hour Emergency: 24/7 emergency medical advice, ambulance services, inter-hospital transfers. Hospital pre-authorisation & arranging for guarantee of payment to the treating facility in the event of an accident.
Daily Illness Hospitalisation: 1st Day: R8500, 2nd Day: R5500, 3rd Day: R5000, 4th Day: R4250, 5th Day: R4250, 6th Day onwards: R1500 per day up to max 21 days.
Specific Stated Conditions: Appendix removal, Kidney Stones, Ectopic Pregnancy, Hernia, Gall Bladder Removal, Miscarriage, Maternity Natural, Maternity C-Section, Hysterectomy.
Dread Disease: R9000 is payable per day upon diagnosis up to R200000 according to severity. Covers: Heart Attack, Coronary Heart Disease, Stroke, Cancer, Kidney Failure and Major Organ Transplant.
Family Funeral: As per formula
(NB: Each category - Junior, Adult Senior - and each benefit has its own applicable inclusions, exclusions and waiting periods. For more information, please visit us at www.ihin.co.za)
Accident Cover: Up to R175000 per single member per event or R275000 per family per event.
Accidental Permanent Disability: R250000 applicable to Policyholder or Spouse only.
Casualty Room Treatment: Casualty Room treatment for illness only up to R2500 per policy per annum. Must be pre-authorised and only available after hours. If a combined plan is taken, the benefit increases to R4000 per annum.
24-Hour Emergency: 24/7 emergency medical advice, ambulance services, inter-hospital transfers. Hospital pre-authorisation & arranging for guarantee of payment to the treating facility in the event of an accident.
Daily Illness Hospitalisation: 1st Day: R8500, 2nd Day: R5500, 3rd Day: R5000, 4th Day: R4250, 5th Day: R4250, 6th Day onwards: R1500 per day up to max 21 days.
Specific Stated Conditions: Appendix removal, Kidney Stones, Ectopic Pregnancy, Hernia, Gall Bladder Removal, Miscarriage, Maternity Natural, Maternity C-Section, Hysterectomy.
Dread Disease: R9000 is payable per day upon diagnosis up to R200000 according to severity. Covers: Heart Attack, Coronary Heart Disease, Stroke, Cancer, Kidney Failure and Major Organ Transplant.
Family Funeral: As per formula
Contact with supplier