MORTGAGE PLUS BOND ORIGINATORS - Johannesburg

Your answers will determine what mix and quantities of life insurance, disability cover, dread disease cover and accident cover you need. This correct mix, and the ability to change it as your circumstances change, is crucial for sufficient risk protection. Our Cover consists of independent and separate risk cover benefits, enabling you to select (and pay for) only the cover that you need. If you want to insure the building of your private residence, outbuildings, swimming pool etc. against fire, lightning, explosion, earthquake, water, wind, storm damage etc, you need homeowners insurance cover. When you have a bond on your home, the bank will require that insure the building on a homeowners insurance policy for the duration of the bond term. Most homeowners insurance policies  

Show more

provides cover for more that just the walls and roof of your home. Cover for broken windows, geysers, bursting of water tanks and pipes (including the damage to it), malicious damage etc. are usually included. Premiums are based on the area you live in, construction of the roof and walls (non-standard walls and thatched roofs increases the risk and premium), the value of your home and the excess you agree to pay when you claim.